Zua Kumala, Galuh Dinar (2023) Analisis Pengaruh Capital Adequacy Ratio (CAR), Return On Asset (ROA), dan Dana Pihak Ketiga (DPK) Terhadap Pembiayaan Murabahah dengan Non Performing Financing (NPF) sebagai Variabel Moderasi pada Bank Umum Syariah Di Indonesia Periode Tahun 2017-2022. Other thesis, STIE Bank BPD Jateng.
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DAFTAR PUSTAKA-23-Galuh Dinar Zua Kumala-11190993-Skripsi.docx Download (30kB) |
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Abstract
This study aims to analyze the effect of CAR, ROA, DPK variables on murabahah financing partially & simultaneously, besides that it also examined the influence of NPF variables in moderating the relationship between the independent variable and dependent variable. This research is a quantitative study with a sample of 9 (nine) Syariah Commercial Banks for the 2017-2022 period which meets the research criteria. Secondary data is in the form Shariah Banking Statistics reports published by the Otoritas Jasa Keuangan (OJK). The analytical techniques in research are descriptive statistical tests, multiple linear regression, classical assumption tests, hypothesis testing, and MRA (Moderated Regression Analysis). Analysis tool used IBM SPSS 26. The results of the study explain that CAR has a negative but not significant effect on murabahah financing, for ROA and DPK has a significant positive effect on murabahah financing. Simultaneously CAR, ROA, DPK have a positive effect on murabahah financing. Meanwhile, the results of moderating research show that NPF does not moderate the effect of CAR, ROA, DPK on murabahah financing. Simultaneously NPF moderates the influence of CAR, ROA, DPK on murabahah financing.
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Penelitian ini bertujuan untuk menganalisis pengaruh variabel CAR, ROA, DPK terhadap pembiayaan murabahah secara parsial & simultan, selain itu juga menguji pengaruh variabel NPF dalam memoderasi hubungan antara variabel bebas dengan variabel terikat. Penelitian ini merupakan kuantitatif dengan sampel 9 (sembilan) pada Bank Umum Syariah periode tahun 2017-2022 yang memenuhi kriteria penelitian. Data sekunder berupa laporan Statistik Perbankan Syariah yang dipublikasikan oleh Otoritas Jasa Keuangan (OJK). Teknik analisis pada penelitian adalah uji statistik deskriptif, asumsi klasik, uji hipotesis, dan uji MRA (Moderated Regression Analysis). Alat analisis yang digunakan IBM SPSS 26. Hasil penelitian menjelaskan bahwa CAR berpengaruh negative tidak signifikan terhadap pembiayaan murabahah, untuk ROA dan DPK berpengaruh positif signifikan terhadap pembiayaan murabahah. Secara simultan CAR, ROA, DPK berpengaruh positif terhadap pembiayaan murabahah. Sedangkan hasil penelitian moderasi menunjukan NPF memperlemah pengaruh CAR, ROA, DPK terhadap pembiayaan murabahah. Secara simultan NPF memperkuat pengaruh CAR, ROA, DPK terhadap pembiayaan murabahah. |
| Uncontrolled Keywords: | CAR, DPK, ROA, NPF, and Murabahah Financing |
| Subjects: | H Social Sciences > HA Statistics H Social Sciences > HB Economic Theory H Social Sciences > HC Economic History and Conditions |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 07 Sep 2023 02:55 |
| Last Modified: | 07 Sep 2023 02:55 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1192 |
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