ANALISIS PENGARUH NON-PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, DAN DANA PIHAK KETIGA TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

Khasanah, Uswatun (2025) ANALISIS PENGARUH NON-PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, CAPITAL ADEQUACY RATIO, DAN DANA PIHAK KETIGA TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA. Skripsi thesis, STIE Bank BPD Jateng.

	Text DAFTAR PUSTAKA .pdf Download (102kB)
	Text BAB 1 - BAB 3.pdf Download (351kB)

Abstract

Abstract This research aims to analyze the influence of internal factors in the form of NPF, FDR, CAR and DPK on profitability at Sharia Commercial Banks in Indonesia. This research uses a quantitative approach carried out on Sharia Commercial Banks registered with the OJK in the period from the first quarter of 2021 to the third quarter of 2023. The sample in this research was selected using a purposive sampling method which produced 12 Sharia Commercial Banks in Indonesia that met the criteria. The data analysis methods used in this research are descriptive statistical analysis, classical assumption testing, multiple linear regression analysis, and hypothesis testing which is processed using IBM SPSS 30. Based on the results of data testing, it shows that: (1) Non-Performing Financing (NPF) has an effect significant negative effect on the profitability of sharia commercial banks, (2) Financing to Deposit Ratio (FDR) has a significant effect on the profitability of sharia commercial banks, (3) Capital Adequacy Ratio (CAR) has a significant effect on the profitability of sharia commercial banks, and (4) Third Party Funds (DPK) have a significant effect on the profitability of sharia commercial banks. Keyword: Sharia Commercial Bank, NPF, FDR, CAR, DPK, and Profitability

Item Type:	Thesis (Skripsi)
Additional Information:	Penelitian ini bertujuan untuk menganalisis pengaruh faktor internal berupa Non- Performing Financing (NPF), Financing to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR) dan Dana Pihak Ketiga (DPK) terhadap profitabilitas pada Bank Umum Syariah di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif yang dilakukan pada Bank Umum Syariah yang terdaftar pada OJK pada periode triwulan I tahun 2021 sampai triwulan III tahun 2023. Adapun sampel pada penelitian ini ditentukan dengan metode purposive sampling yang menghasilkan 12 Bank Umum Syariah di Indonesia yang sesuai dengan kriteria. Metode analisis data yang digunakan pada penelitian ini yaitu analisis statistik deskriptif, uji asumsi klasik, analisis regresi linier berganda, dan uji hipotesis yang diolah menggunakan IBM SPSS 30. Berdasarkan hasil pengujian data menunjukan bahwa: (1) NPF berpengaruh negatif signifikan terhadap profitabiltas bank umum syariah, (2) FDR berpengaruh signifikan terhadap profitabilitas bank umum syariah, (3) CAR berpengaruh signifikan terhadap profitabilitas bank umum syariah, dan (4) DPK berpengaruh signifikan terhadap profitabilitas bank umum syariah.
Uncontrolled Keywords:	Kata kunci: Bank Umum Syariah, NPF, FDR, CAR, DPK, dan Profitabilitas
Subjects:	H Social Sciences > HG Finance
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Wisudawan S1
Date Deposited:	17 Sep 2025 03:03
Last Modified:	17 Sep 2025 03:03
URI:	http://eprints.stiebankbpdjateng.ac.id/id/eprint/2388

Actions (login required)

View Item