Rahman, Hernanda Nur (2024) FAKTOR-FAKTOR YANG MEMPENGARUHI RISIKO KREDIT PADA BANK-BANK KONVENSIONAL DI INDONESIA. Other thesis, STIE Bank BPD Jateng.
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Skripsi_Hernanda Nur Rahman_11201190_REPOSITORY.pdf Download (451kB) |
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Abstract
This study was conducted with the aim of empirically proving the factors that influence Credit Risk in conventional banks in Indonesia listed on the IDX in 2021 and 2022. The method used in this study uses quantitative methods with secondary data. This study uses the NPL variable as the dependent variable. LDR, CAR, BOPO, and Interest Rate variables as independent variables. The population in this study were 105 banking companies. The sampling technique in this data uses purposive sampling and a sample of 43 conventional banks is obtained. The data used in this study were taken from the bank's annual report which was accessed through the bank's official website and the IDX. This study was analyzed using multiple linear regression analysis methods and processed using SPSS 25. The results of the analysis show that the variables LDR, CAR, BOPO, and Interest Rates have a positive effect on NPL.
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Penelitian ini dilakukan dengan tujuan untuk membuktikan secara empiris faktor-faktor yang mempengaruhi Risiko Kredit pada bank konvensional di Indonesia yang terdaftar di BEI tahun 2021 dan 2022. Metode yang digunakan pada penelitian ini menggunakan metode kuantitatif dengan data sekunder. Penelitian ini menggunakan variabel NPL sebagai variabel dependen. Variabel LDR, CAR, BOPO, dan Suku Bunga sebagai variabel independen. Populasi pada penelitian ini sebanyak 105 perusahaan perbankan. Teknik sampling pada data ini menggunakan purposive sampling dan diperoleh sampel sebanyak 43 bank konvensional. Data yang digunakan dalam penelitian ini diambil dari laporan tahunan bank yang diakses melalui website resmi bank maupun BEI. Penelitian ini dianalisis menggunakan metode analisis regresi linear berganda dan diolah menggunakan aplikasi SPSS 25. Hasil analisis menunjukan bahwa variabel LDR, CAR, BOPO, dan Suku Bunga berpengaruh positif terhadap NPL. |
| Uncontrolled Keywords: | NPL, LDR, CAR, BOPO, and Interest Rates. |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HA Statistics H Social Sciences > HB Economic Theory H Social Sciences > HC Economic History and Conditions H Social Sciences > HD Industries. Land use. Labor H Social Sciences > HD Industries. Land use. Labor > HD61 Risk Management H Social Sciences > HF Commerce H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 26 Mar 2024 05:24 |
| Last Modified: | 26 Mar 2024 05:24 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1981 |
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