Analisis Keuangan dan Non Keuangan Calon Debitur Terhadap Efektivitas Pemberian Kredit Pada PD BPR BKK Purbalingga

Ratnaningtyas, Anggita and Setyowati, Widhy (2019) Analisis Keuangan dan Non Keuangan Calon Debitur Terhadap Efektivitas Pemberian Kredit Pada PD BPR BKK Purbalingga. In: Seminar Nasional & Call For Papers “Masterplan Ekonomi Syariah Indonesia 2019 – 2024 Guna Mendukung SDG’s Indonesia 2045”, 30 November 2019, STIE Bank BPD Jateng.

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Abstract

Research with the title “The Role of Financial Report Analysis, 5C Prospective Debtor Principal Assessment, and Credit Supervision of the Effectiveness of Lending to PD. BPR BKK Purbalingga” has the objective, namley (i) to know the role of financial position and procedures for evaluating the financial statements of prospective borrowers in approving credit applications, (ii) to find out how banks evaluate the 5C principles of prospective borrowers, and (iii) to knowing the implementation and supervision of credit. In this study, the author uses descriptive method, namely by collecting and analyzing data, so as to provide a clear picture in accordance with the title of this study. Data collection techniques used were intreviews and documentation. The results of this study explain (i) the importance of analyzing the prospective debtor’s financial statements and the analytical procedures carried out by the bank, (ii) the 5C principle assessment carried out by the bank, (iii) the process and importance of credit supervision carried out by the bank.

Item Type:	Conference or Workshop Item (Paper)
Subjects:	H Social Sciences > H Social Sciences (General)
Depositing User:	prosiding stie saf
Date Deposited:	16 Jul 2020 05:46
Last Modified:	16 Jul 2020 05:46
URI:	http://eprints.stiebankbpdjateng.ac.id/id/eprint/194

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