Yulianti, Indah (2024) TINGKAT KESEHATAN PERBANKAN MENGGUNAKAN METODE RGEC TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH 2017-2022. Other thesis, STIE Bank BPD Jateng.
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Abstract
Abstract This research uses the RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital) methodology to assess the financial performance of ROA in Sharia Commercial Banks (BUS) registered with the Financial Services Authority (OJK) from 2017 to 2022. The aim of this research is to determine the influence Bank Health Level. In this research, the Risk Profile ratio used is NPF (Non-Performing Financing) and FDR (Financing To Deposit Ratio), Good Corporate Governance is used by Self-Assessment, Earnings is used by BOPO (Operating Costs, Operating Income), and capital, which is represented by the CAR ratio (Capital Adequacy Ratio). The object of this research is Sharia Commercial Banks registered with the OJK in the period 2017 to 2022. The population of this research is 13 banks. The sampling method used in this research was a purposive sampling method, and the samples collected were 9 banks. In this research, the Classic Assumption Test, Multiple Linear Regression Test, Coefficient of Determination (R2), F Test (simultaneous test) and t Test (partial test) were carried out. The results of this research indicate that the FDR and BOPO variables have no effect on ROA. NPF, GCG and CAR variables have an influence on ROA in Sharia Commercial Banks registered with the OJK from 2017 to 2022. Key words: RGEC, NPF, FDR, GCG, BOPO, CAR, ROA
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Penelitian ini menggunakan metodologi RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) untuk menilai kinerja keuangan ROA Bank Umum Syariah (BUS) yang terdaftar di Otoritas Jasa Keuangan (OJK) tahun 2017 hingga 2022. Tujuan penelitian ini adalah untuk mengetahui pengaruh Tingkat Kesehatan Bank. Dalam penelitian Rasio Profil Risiko yang digunakan adalah NPF (Non-Performing Financing) dan FDR (Financing To Deposit Ratio), Good Corporate Governance digunakan dengan Self-Assessment, Earnings digunakan oleh BOPO (Biaya Operasional, Pendapatan Operasional), dan modal yang diwakili oleh rasio CAR (Capital Adequacy Ratio). Objek penelitian ini adalah Bank Umum Syariah yang terdaftar di OJK pada periode 2017 hingga 2022. Populasi penelitian ini adalah 13 bank. Metode pengambilan sampel yang digunakan dalam penelitian ini adalah metode purposive sampling, dan sampel yang dikumpulkan sebanyak 9 bank. Dalam penelitian ini dilakukan Uji Asumsi Klasik, Regresi Linier Berganda Uji Koefisien determinasi (R^2), Uji F (uji simultan) dan Uji t (uji parsial). Hasil penelitian ini menunjukkan bahwa variabel FDR dan BOPO tidak berpengaruh terhadap ROA. Variabel NPF, GCG dan CAR mempunyai pengaruh terhadap ROA Bank Umum Syariah yang terdaftar di OJK pada tahun 2017 sampai dengan tahun 2022. Kata kunci : RGEC, NPF, FDR, GCG, BOPO, CAR, ROA |
| Uncontrolled Keywords: | RGEC, NPF, FDR, GCG, BOPO, CAR, ROA |
| Subjects: | H Social Sciences > H Social Sciences (General) |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 04 Mar 2024 06:34 |
| Last Modified: | 04 Mar 2024 06:34 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1828 |
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