Laela, Nur (2012) Analisis Pengaruh CAR, LDR, NIM, BOPO Dan NPL Terhadap ROA Bank Pembangunan Daerah Se-Jawa Periode 2004-2011. Other thesis, STIE Bank BPD Jateng.
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M.12.12. Nur Laela 1M.08.1301.pdf Download (2MB) |
Abstract
The performance of a bank is determined by its ability to manage it self in order to get the maximum profit. Banking profitability is one of a real important indicators in determining successfulness a bank and can be made policy bottom and the banking strategy at which will come. This study aims to analyze the effect of the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Net Interest Margin (NIM), Operating Expenses to Operating Income (BOPO) and Non-Performing Loan (NPL) to Retrun On Asset (ROA). Population of this research is java region development bank in the periode 2004-2011. The sampling technique use sensus sampling by the sample 5 java region development bank. The method use in this research is multiple regression analysis to test the hypothesis that the t test and F test (goodness of fit). The result of this research with t test shows LDR and NIM has positive and significant influence to ROA, significantly on 0,005 and 0,003. CAR and NPL has positive and not significant influence to ROA, significantly on 0,101 and 0,064. While BOPO has negative and significant influence to ROA significantly on 0,000. The result of F test (goodness of fit) has significantly 0,000. It showed the model with independent variabel acceptable. The value of determination 2coeficient (adjusted R ) was about 90,3%. This case showed that 90,3% ROA was influenced by CAR, LDR, NIM, BOPO and NPL. while the remaining about 9,7% is influenced by other factors beside this research.
| Item Type: | Thesis (Other) |
|---|---|
| Uncontrolled Keywords: | Capital Adequency Ratio (CAR), Loan to Deposit Ratio (LDR), Net Interest Ratio (NIM), Biaya Operasional dan Pendapatan Operasional (BOPO), Non Performing Loan (NPL) dan Return On Asset (ROA). |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HB Economic Theory |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Art |
| Depositing User: | Magang Magang Siswa |
| Date Deposited: | 20 Feb 2024 07:47 |
| Last Modified: | 20 Feb 2024 07:47 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1748 |
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