PENGARUH PEMBIAYAAN MUSYARAKAH , MUDHARABAH , MURABAHAH , DAN NON PERFORMING FINANCING TERHADAP PROFITABILITAS (Studi Pada Perbankan Syariah yang Terdaftar di Otoritas Jasa Keuangan Tahun 2018- 2022)

Ilayya, Mohammad Yucha (2023) PENGARUH PEMBIAYAAN MUSYARAKAH , MUDHARABAH , MURABAHAH , DAN NON PERFORMING FINANCING TERHADAP PROFITABILITAS (Studi Pada Perbankan Syariah yang Terdaftar di Otoritas Jasa Keuangan Tahun 2018- 2022). Other thesis, STIE Bank BPD Jateng.

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Abstract

This study aims to determine the effect of musyarakah, mudharabah, murabaha, and nonperforming financing on the profitability of Islamic banks in Indonesia. The research data is secondary data that is used sourced from annual reports that have been published at the Financial Services Authority (OJK) and their respective official websites. The population in this study includes Islamic commercial banks registered with the Financial Services Authority in 2018 – 2022 using the purposive sampling method in order to obtain a sample of 8 banks/year. The method of data analysis in this study is multiple linear regression analysis using the help of the Statistical Program for Social Science (SPSS) version 26 software. Based on the results of the study, Musyarakah has a negative effect on profitability, Mudharabah has a positive effect on profitability, Murabahah has no effect on profitability, Non Performing Finance has a positive effect on profitability.

Item Type: Thesis (Other)
Additional Information: Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan musyarakah, mudharabah, murabahah, dan non performing financing terhadap profitabilitas bank syariah di Indonesia. Data penelitian ini adalah Data sekunder yang digunakan bersumber dari laporan tahunan (annual report) yang telah dipublikasikan di Otoritas Jasa Keuangan (OJK) serta website resmi masing-masing. Populasi dalam penelitian ini meliputi bank umum Syariah yang terdaftar di Otoritas Jasa Keuangan tahun 2018 – 2022 dengan menggunakan metode purposive sampling sehingga diperoleh sampel sebanyak 8 bank / tahun. Metode analisis data dalam penelitian ini adalah analisis regresi linear berganda dengan menggunakan bantuan perangkat lunak Statictical Program for Social Science (SPSS) versi 26. Berdasarkan hasil penelitian menunjukkan Musyarakah berpengaruh negatif terhadap profitabilitas, Mudharabah berpengaruh positif terhadap profitabilitas, Murabahah tidak berpengaruh terhadap profitabilitas, Non Performing Finance berpengaruh positif terhadap profitabilitas.
Uncontrolled Keywords: Musyarakah, Mudharabah, Murabahah, NPF, and Profitability
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S1
Date Deposited: 05 Sep 2023 05:33
Last Modified: 05 Sep 2023 05:33
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1235

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