PENGARUH LITERASI KEUANGAN, LOCUS OF CONTROL, DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR DENGAN FINANCIAL TECHNOLOGY SEBAGAI VARIABEL MODERASI (Studi Pada Mahasiswa STIE Bank BPD Jateng)

Nur Hidayah, Tri (2023) PENGARUH LITERASI KEUANGAN, LOCUS OF CONTROL, DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR DENGAN FINANCIAL TECHNOLOGY SEBAGAI VARIABEL MODERASI (Studi Pada Mahasiswa STIE Bank BPD Jateng). Other thesis, STIE Bank BPD Jateng.

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Abstract

Financial Management Behavior is a behavior in managing finances that can be used to make financial decisions in order to obtain financial well-being. The purpose of the study was to examine the effect of financial literacy, locus of control and financial attitude on financial management behavior with financial technology as a moderating variable. The method used in this research is quantitative through a questionnaire. The sample is 100 respondents. The sampling method uses a purposive sampling technique. The analysis data in this research is using SmartPLS. The results of this study indicate that financial literacy has no effect on financial management behavior and locus of control and financial attitude have a significant positive effect on the financial management behavior of STIE Bank BPD Jateng students. While the role of financial technology moderates (weakens) the effect of financial literacy on financial management behavior of STIE Bank BPD Jateng students and the role of financial technology doesn’t moderate the effect of locus of control and financial attitude on financial management behavior of STIE Bank BPD Jateng students.

Item Type: Thesis (Other)
Additional Information: Financial Management Behavior merupakan sebuah perilaku dalam mengelola keuangan yang dapat digunakan untuk membuat keputusan keuangan agar memperoleh kesejahteraan keuangan. Tujuan dari penelitian ini adalah untuk menguji pengaruh literasi keuangan, locus of control dan financial attitude terhadap financial manangement behavior dengan financial technology sebagai variabel moderasi. Metode yang digunakan dalam penelitian ini adalah kuantitatif melalui kuesioner. Sampel berjumlah 100 responden. Metode pengambilan sampel menggunakan teknik purposive sampling. Teknik analisis data dalam penelitian ini menggunakan SmartPLS. Hasil penelitian menunjukkan bahwa literasi keuangan tidak berpengaruh terhadap financial management behavior mahasiswa dan locus of control dan financial attitude berpengaruh positif signifikan terhadap financial management behavior mahasiswa STIE Bank BPD Jateng. Sedangkan peran financial technology memoderasi (memperlemah) pengaruh literasi keuangan terhadap financial management behavior dan peran financial technology tidak memoderasi pengaruh locus of control dan financial attitude terhadap financial management behavior mahasiswa STIE Bank BPD Jateng.
Uncontrolled Keywords: Financial management behavior, financial literacy, locus of control, financial attitude and financial technology
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S1
Date Deposited: 04 Jul 2023 02:02
Last Modified: 04 Jul 2023 02:02
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1092

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