Maretina Cahyaningsih, Irene (2023) PERAN FINTECH SEBAGAI MODERASI ANTARA FINANCIAL LITERACY DAN FINANCIAL BEHAVIOR WOMEN CAREER DI SEMARANG. Other thesis, STIE Bank BPD Jateng.
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Abstract
One of the technological developments that has been widely felt is e-wallets where women carrer can gain knowledge and understanding of financial management, but in reality knowledge in skills is still needed to plan personal finances. This study aims to examine the role of Fintech as a moderation between financial literacy and women's financial behavior. The data collection method in this study used a questionnaire and obtained 100 respondents. The sampling technique is in the form of Purposive Sampling. The data analysis tool is Smart PLS. The results of the study are that financial literacy affects financial behavior. Fintech has no effect on financial behavior. Fintech as moderation is unable to moderate financial literacy and financial behavior. More understanding of fintech is needed so that it will lead to better financial literacy and will later affect the financial behavior of women carrers.
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Salah satu perkembangan teknologi yang sudah banyak dirasakan yaitu e-wallet dimana women carrer bisa mendapatkan pengetahuan dan pemahaman mengenai pengelolaan keuangan, akan tetapi pada kenyataannya masih diperlukan pengetahuan dalam keterampilan untuk merencanakan keuangan pribadi. Sehingga penelitian ini bertujuan untuk meneliti peran Fintech sebagai moderasi antara literasi keuangan terhadap perilaku keuangan women carrer. Metode pengumpulan data dalam penelitian ini menggunakan kuesioner dan didapatkan 100 responden. Teknik pengambilan sampel berupa Purposive Sampling. Alat analisis data yaitu Smart PLS. Hasil penelitian yakni bahwa literasi keuangan berpengaruh terhadap perilaku keuangan. Fintech tidak berpengaruh terhadap perilaku keuangan. Fintech sebagai moderasi tidak mampu memoderasi terhadap literasi keuangan dan perilaku keuangan. Diperlukannya pemahaman lebih mengenai fintech sehingga akan menimbulkan literasi keuangan yang lebih baik dan nantinya akan mempengaruhi perilaku keuangan women carrer. |
| Uncontrolled Keywords: | fintech, financial literacy, financial behavior |
| Subjects: | H Social Sciences > H Social Sciences (General) |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 04 Jul 2023 01:59 |
| Last Modified: | 04 Jul 2023 01:59 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1054 |
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