ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), DANA PIHAK KETIGA (DPK), NON PERFORMING LOAN (NPL), DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PENYALURAN KREDIT (STUDI KASUS PADA PT BANK NEGARA INDONESIA (PERSERO) TBK 2014-2021)

Dwi Fiandani, Firda (2023) ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), DANA PIHAK KETIGA (DPK), NON PERFORMING LOAN (NPL), DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PENYALURAN KREDIT (STUDI KASUS PADA PT BANK NEGARA INDONESIA (PERSERO) TBK 2014-2021). Other thesis, STIE Bank BPD Jateng.

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Abstract

The purpose of this study was to determine the influence of the Capital Adequacy Ratio (CAR), Third Party Funds (DPK), Non Performing Loans (NPL), and Loan to Deposit Ratio (LDR) on lending to PT Bank Negara Indonesia (Persero). The population of this study is the Financial Statements at PT Bank Negara Indonesia (Persero), Tbk in quarters in the 2014-2021 period. The sampling technique uses a purposive sampling technique with financial reports which include information on all the variables studied, namely Capital Adequacy Ratio (CAR), Third Party Funds (DPK), Non Performing Loans (NPL), and Loan to Deposit Ratio (LDR) and the amount credit distribution. Data analysis techniques used the classical assumption test, multiple linear regression analysis, and hypothesis testing with the SPPS Statistics 22 program. Based on the results of this study it showed that DPK and LDR partially had a positive and significant effect on lending, CAR partially had a positive and insignificant effect on disbursement credit, NPL partially has a negative and insignificant effect on lending.

Item Type:	Thesis (Other)
Additional Information:	Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pengaruh Capital Adequacy Ratio (CAR), Dana Pihak Ketiga (DPK), Non Performing Loan (NPL), dan Loan to Deposit Ratio (LDR) terhadap penyaluran kredit pada PT Bank Negara Indonesia (Persero). Populasi penelitian ini yakni Laporan Keuangan pada PT Bank Negara Indonesia (Persero), Tbk dalam triwulan pada kurun waktu 2014-2021. Teknik pengambilan sampel menggunakan teknik purposive sampling dengan Laporan Keuangan yang mencakup informasi secara keseluruhan variabel yang diteliti yakni Capital Adequacy Ratio (CAR), Danaa Pihak Ketiga (DPK), Nonn Performing Loan (NPL), dan Loan to Deposit Ratio (LDR) dan jumlah penyaluran kredit. Teknik analisis data menggunakan uji asumsi klasik, analisis regresi linear berganda, dan uji hipotesis dengan program SPPS Statistic 22. Berdasarkan hasil penelitian ini menunjukkan DPK dan LDR secara parsial berpengaruh positif dan signifikan terhadap penyaluran kredit, CAR secara parsial berpengaruh positif dan tidak signifikan terhadap penyaluran kredit, NPL secara parsial berpengaruh negatif dan tidak signifikan terhadap penyaluran kredit.
Uncontrolled Keywords:	CAR, DPK, NPL, LDR, and Credit Distribution
Subjects:	H Social Sciences > H Social Sciences (General)
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Wisudawan S1
Date Deposited:	04 Jul 2023 01:59
Last Modified:	04 Jul 2023 01:59
URI:	http://eprints.stiebankbpdjateng.ac.id/id/eprint/1050

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