Utami, Risma Sekar (2023) ANALISIS PENGARUH BEBAN OPERASIONAL PENDAPATAN OPERASIONAL (BOPO), NON PERFORMING FINANCING (NPF), PROFIT SHARING, NET OPERATING MARGIN (NOM), INFLASI, DAN BI RATE TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA (PERIODE 2020-2022). Skripsi. (Submitted)
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Abstract
This study aims to determine empirically whether there is an influence between BOPO, NPF, Profit Sharing, NOM, Inflation and BI Rate on profitability proxied by Return On Asset (ROA) at Islamic Commercial Banks in Indonesia registered with the Financial Services Authority (OJK). The population in this study amounted to 12 Islamic banks and the sample data obtained was 144 data on quarterly financial reports of Islamic Commercial Banks from 2020-2022 obtained from the official website of the Financial Services Authority. The analytical tool used is multiple linear regression analysis with data processing using SPSS version 26. The results of this study indicate that BOPO and NPF have a negative and significant effect on Islamic Banking profitability. Inflation has an influence on Islamic Banking profitability, Profit Sharing, NOM and BI Rate have no influence on Islamic Banking profitability.
| Item Type: | Article |
|---|---|
| Additional Information: | Penelitian ini bertujuan untuk mengetahui secara empiris apakah ada pengaruh antara BOPO, NPF, Profit Sharing, NOM, Inflasi dan BI Rate terhadap profitabilitas yang diukur dengan Return On Asset (ROA) pada Bank Umum Syariah di Indonesia yang terdaftar di Otoritas Jasa Keuangan (OJK). Populasi dalam penelitian ini berjumlah 12 bank syariah dan sampel data yang diperoleh sebanyak 144 data laporan keuangan triwulan Bank Umum Syariah dari tahun 2020-2022 yang diperoleh dari website resmi Otoritas Jasa Keuangan. Alat analisis yang digunakan adalah analisis regresi linier berganda dengan pengolahan data menggunakan SPSS versi 26. Hasil penelitian ini menunjukkan bahwa BOPO dan NPF memiliki pengaruh negatif dan signifikan terhadap profitabilitas Perbankan Syariah. Inflasi memiliki pengaruh terhadap profitabilitas Perbankan Syariah, Profit Sharing, NOM dan BI Rate tidak memiliki pengaruh terhadap profitabilitas Perbankan Syariah. |
| Uncontrolled Keywords: | BOPO, NPF, Profit Sharing, NOM, Inflasi, BI Rate, ROA. |
| Subjects: | H Social Sciences > HC Economic History and Conditions H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 06 Mar 2024 06:25 |
| Last Modified: | 06 Mar 2024 06:25 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1245 |
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