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Hudoyo, Arfi Risky (2012) Analisis Pengaruh Capital Adequacy Ratio (CAR), Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), Return On Assets (roa) Terhadap Pertumbuhan Laba Pada Bank Umum Swasta Nasional Devisa (KONVENSIONAL)Tahun 2007-2011. Other thesis, STIE Bank BPD Jateng.