Yuliastuti, Silvia (2025) PENGARUH PELATIHAN KEWIRAUSAHAAN, PENGELOLAAN KEUANGAN, PEMBERIAN KREDIT USAHA TERHADAP PENINGKATAN PENDAPATAN UMKM (Studi Kasus Kelompok Usaha PT PNM Mekar Cabang Demak). Skripsi thesis, Universitas BPD.
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Abstract
This study aims to analyze the effect of entrepreneurship training, financial management, and business credit provision on the income improvement of MSMEs (Micro, Small, and Medium Enterprises) in the Business Group of PT PNM Mekaar Demak Branch. The research uses a quantitative approach with a survey method, where primary data was collected through questionnaires distributed to 100 respondents who are active MSME members. Data were analyzed using multiple linear regression with the help of SPSS software. The results show that all three independent variables—entrepreneurship training, financial management, and business credit—have a positive and significant influence on MSME income improvement, both partially and simultaneously. These findings indicate that the empowerment programs provided by PT PNM Mekaar are effective in enhancing the business capacity and economic welfare of micro-entrepreneurs.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | penelitian yang digunakan adalah pendekatan kuantitatif dengan teknik survei, di mana data primer diperoleh melalui penyebaran kuesioner kepada 100 responden yang merupakan pelaku UMKM binaan aktif. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan software SPSS. Hasil penelitian menunjukkan bahwa ketiga variabel independen, yaitu pelatihan kewirausahaan, pengelolaan keuangan, dan pemberian kredit usaha, secara parsial maupun simultan berpengaruh positif dan signifikan terhadap peningkatan pendapatan UMKM. Temuan ini menegaskan bahwa program pembinaan dan pendampingan yang dilakukan PT PNM Mekaar efektif dalam memberdayakan pelaku usaha mikro untuk meningkatkan kapasitas usaha dan kesejahteraan ekonominya. |
| Uncontrolled Keywords: | Entrepreneurship Training, Financial Management, Providing Business Credit and Increasing MSME Income |
| Subjects: | H Social Sciences > HB Economic Theory H Social Sciences > HC Economic History and Conditions H Social Sciences > HF Commerce H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance H Social Sciences > HN Social history and conditions. Social problems. Social reform |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 17 Oct 2025 07:04 |
| Last Modified: | 17 Oct 2025 07:04 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/2855 |
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