Sony'a, Della Ira Purwati (2025) PENGARUH SIKAP KEUANGAN DAN GAYA HIDUP HEDONIS TERHADAP PERILAKU MANAJEMEN KEUANGAN DENGAN LOCUS OF CONTROL SEBAGAI VARIABEL MEDIASI PADA MAHASISWA PTS GENERASI Z DI KOTA SEMARANG. Thesis thesis, STIE Bank BPD Jateng.
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Abstract
This study aims to analyze the influence of financial attitudes and hedonic lifestyle on financial management behavior, with locus of control as a mediating variable in Generation Z private university students in Semarang City. The research method used is quantitative with a purposive sampling technique. The sample in this study amounted to 100 private university students in Semarang City. Data were collected through a Likert Scale-based questionnaire and analyzed using SmartPLS 4.0 software. The results showed that financial attitudes and hedonic lifestyle have a positive effect on financial management behavior. Financial attitudes also increase locus of control, but a hedonic lifestyle does not have a significant effect on locus of control. In addition, locus of control has a positive effect on financial management behavior and mediates the relationship between financial attitudes and financial management behavior, but does not mediate the relationship between a hedonic lifestyle and financial management behavior. Keywords: Financial Attitude, Hedonistic Lifestyle, Locus of Control, Financial Management Behavior, Generation Z.
| Item Type: | Thesis (Thesis) |
|---|---|
| Additional Information: | Penelitian ini bertujuan untuk menganalisis pengaruh sikap keuangan dan gaya hidup hedonis terhadap perilaku manajemen keuangan, dengan locus of control sebagai variabel mediasi pada mahasiswa PTS Generasi Z di Kota Semarang. Metode penelitian yang digunakan adalah kuantitatif dengan teknik purposive sampling. Sampel dalam penelitian ini berjumlah 100 mahasiswa perguruan tinggi swasta di Kota Semarang. Data dikumpulkan melalui kuesioner berbasis skala Likert dan dianalisis menggunakan software SmartPLS 4.0. Hasil penelitian menunjukkan bahwa sikap keuangan dan gaya hidup hedonis berpengaruh positif terhadap perilaku manajemen keuangan. Sikap keuangan juga meningkatkan locus of control, tetapi gaya hidup hedonis tidak memiliki pengaruh signifikan terhadap locus of control. Selain itu, locus of control berpengaruh positif terhadap perilaku manajemen keuangan dan memediasi hubungan antara sikap keuangan dan perilaku manajemen keuangan, tetapi tidak memediasi hubungan antara gaya hidup hedonis dan perilaku manajemen keuangan. |
| Uncontrolled Keywords: | Sikap Keuangan, Gaya Hidup Hedonis, Locus of Control, Perilaku Manajemen Keuangan, Generasi Z. |
| Subjects: | H Social Sciences > HG Finance |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 19 Sep 2025 02:55 |
| Last Modified: | 19 Sep 2025 02:55 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/2525 |
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