Bawa, Yasa Bella Putri Ari (2025) PENGARUH STRUKTUR MODAL, EFISIENSI OPERASIONAL DAN PENDAPATAN NON-BUNGA TERHADAP PROFITABILITAS PADA BANK KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2021-2023. Skripsi thesis, STIE Bank BPD Jateng.
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Abstract
This study aims to empirically examine the effect of capital structure, operational efficiency, and non-interest income on profitability. Capital structure variable is measured using Debt to Equity Ratio (DER), operational efficiency is measured using Operating Expenses Operating Income (BOPO), non-interest income is measured using Non-Interest Income (NII) ratio, and profitability is measured using Return On Assets (ROA). The sample in this study used purposive sampling method, where there was a sample selection with certain criteria. So that the sample obtained was 43 conventional banks. Research data was taken for 3 years, namely 2021-2023. So that 129 data were processed. The data analysis technique used multiple linear regression with the help of the SPSS version 25 program. The results showed that capital structure has a positive effect on profitability, operational efficiency has a negative effect on profitability, and non-interest income has a positive effect on profitability.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | Penelitian ini bertujuan untuk menguji secara empiris pengaruh struktur modal, efisiensi operasional, dan pendapatan non-bunga terhadap profitabilitas. Variabel struktur modal diukur menggunakan Debt to Equity Ratio (DER), efisiensi operasional diukur menggunakan Beban Operasional Pendapatan Operasional (BOPO), pendapatan non-bunga diukur menggunakan rasio Non-Interest Income (NII), dan profitabilitas diukur menggunakan Return On Assets (ROA). Sampel dalam penelitian ini menggunakan metode purposive sampling, dimana terdapat pemilihan sampel dengan kriteria tertentu. Sehingga sampel yang diperoleh sebanyak 43 bank konvensional. Data penelitian diambil selama 3 tahun, yaitu 2021-2023. Sehingga diperoleh 129 data yang diolah. Teknik analisis data yang dilakukan menggunakan regresi linier berganda dengan bantuan program SPSS versi 25. Hasil penelitian menunjukkan bahwa struktur modal berpengaruh positif terhadap profitabilitas, efisiensi operasional berpengaruh negatif terhadap profitabilitas, dan pendapatan non-bunga berpengaruh positif terhadap profitabilitas. |
| Uncontrolled Keywords: | capital structure, operating efficiency, non-interest income, profitability |
| Subjects: | H Social Sciences > HC Economic History and Conditions |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 18 Sep 2025 02:23 |
| Last Modified: | 18 Sep 2025 02:23 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/2457 |
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