Apriliani, Wahyu (0024) PENGARUH PELATIHAN KEWIRAUSAHAAN DAN PEMBERIAN KREDIT USAHA TERHADAP PENINGKATAN PENDAPATAN UMKM DI KOTA PEKALONGAN (Studi kasus Kelompok Usaha PNM Mekaar Cabang Pekalongan Barat Tahun 2023). Skripsi thesis, STIE Bank BPD Jateng.
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Abstract
This research aims to determine the effect of entrepreneurship training and providing business credit on increasing the income of Micro, Small and Medium Enterprises (MSMEs) in Pekalongan City. The research subjects were the Keramatsari II and Keramatsari III business groups, customers of PNM Mekaar West Pekalongan Branch. The research method used was multiple linear regression analysis with forty respondents as samples. The independent variables include entrepreneurship training (X1) and providing business credit (X2), while the dependent variable is increasing MSME income (Y). The results of the analysis show that the two independent variables, entrepreneurship training and providing business credit, partially have a positive and significant impact on increasing MSME income, with a significance value of around 0.035 and 0.004. Overall, these two variables have a significant impact on increasing MSME income, with a significance level below 0.05. The coefficient of determination of around 0.58 indicates that around 58% of the variability in the increase in MSME income can be explained by business credit and entrepreneurship training.
| Item Type: | Thesis (Skripsi) |
|---|---|
| Additional Information: | Penelitian ini bertujuan untuk mengetahui pengaruh pelatihan kewirausahaan dan pemberian kredit usaha terhadap peningkatan pendapatan Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Pekalongan. Subyek penelitian adalah kelompok usaha Keramatsari II dan Keramatsari III, nasabah PNM Mekaar Cabang Pekalongan Barat. Metode penelitian yang digunakan adalah analisis regresi linier berganda dengan empat puluh responden sebagai sampel. Variabel independen meliputi pelatihan kewirausahaan (X1) dan pemberian kredit usaha (X2), sedangkan variabel dependen adalah peningkatan pendapatan UMKM (Y). Hasil analisis menunjukkan bahwa kedua variabel independen, pelatihan kewirausahaan dan pemberian kredit usaha, secara parsial memberikan dampak positif dan signifikan terhadap peningkatan pendapatan UMKM, dengan nilai signifikansi sekitar 0,035 dan 0,004. Secara keseluruhan, kedua variabel tersebut memiliki dampak signifikan pada peningkatan pendapatan UMKM, dengan tingkat signifikansi di bawah 0,05. Koefisien determinasi sekitar 0,58 mengindikasikan bahwa sekitar 58% variabilitas peningkatan pendapatan UMKM dapat dijelaskan oleh kredit usaha dan pelatihan kewirausahaan. |
| Uncontrolled Keywords: | Keywords: Entrepreneurship Training, Provision of Business Credit, Increased UMKM Income |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HC Economic History and Conditions H Social Sciences > HN Social history and conditions. Social problems. Social reform |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 07 Sep 2024 05:21 |
| Last Modified: | 07 Sep 2024 05:21 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/2184 |
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