Faktor Faktor Yang Mempengaruhi Penyaluran Kredit Pada Bank Perkreditan Rakyat di Kota Semarang Tahun 2015-2017

Nurhidayanto, Wima (2019) Faktor Faktor Yang Mempengaruhi Penyaluran Kredit Pada Bank Perkreditan Rakyat di Kota Semarang Tahun 2015-2017. In: Seminar Nasional & Call For Papers “Masterplan Ekonomi Syariah Indonesia 2019 – 2024 Guna Mendukung SDG’s Indonesia 2045”, 30 November 2019, STIE Bank BPD Jateng.

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Abstract

The study aims to determine the effect of third-party Funds (DPK, Non Performing Loan (NPL), Return On Asset (ROA), and Net Interest Margin (NIM) to loan distribution for BPR. This research is quantitative by using secondary data. The population in this study ias all Rural banks (BPR) in Semarang City registered in the Financial Services Authority (OJK) for the period of 2015-2017. By using purposive sampling method, obtained a sample of 180 banks. This research use analysis tool that is doubled linear regression. The variables in this study consist of four independent variables which include third-party Funds (DPK), Non Performing Loan (NPL), Return On Asset (ROA), Net Interest Margin (NIM) adn one dependent variables is loan distribution. Based on the results found that the DPK has a positive impact to lending, the NPL has negative impact to lending, ROA has positive impact to lending, and NIM has positive impact to lending.

Item Type: Conference or Workshop Item (Paper)
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: prosiding stie saf
Date Deposited: 16 Jul 2020 05:20
Last Modified: 16 Jul 2020 05:20
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/186

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