PENGARUH DANA PIHAK KETIGA, NON-PERFORMING LOAN (NPL) DAN SUKU BUNGA KREDIT TERHADAP PENYALURAN KREDIT PADA BANK JATENG KANTOR CABANG BANJARNEGARA TAHUN 2019-2022

Bayuningrat, Luqmananda (2023) PENGARUH DANA PIHAK KETIGA, NON-PERFORMING LOAN (NPL) DAN SUKU BUNGA KREDIT TERHADAP PENYALURAN KREDIT PADA BANK JATENG KANTOR CABANG BANJARNEGARA TAHUN 2019-2022. Other thesis, -.

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Abstract

Abstract Credit distribution at Bank Jateng KC Banjarnegara Central Java has increased from 2020-2022. After the COVID-19 pandemic ends, NPL will decrease in 2022. The most important management in banking is managing fund raising activities. This research aims to determine the influence of third-party funds, NPL and credit interest rates on credit distribution. Sampling is based on a saturated sample, that is, the entire population is sampled. So, the sample obtained is all third-party funds, non-performing loans, credit interest rates, and credit distribution by Bank Jateng KC Banjarnegara for the 2019-2022 period. The results of this research show that: 1) the DPK variable has a positive and significant effect on credit distribution at Bank Jateng KC Banjarnegara for the 2019-2022 period, 2) the NPL variable has an insignificant negative effect on credit distribution at Bank Jateng KC Banjarnegara for the 2019-2022 period and 3) The credit interest rate variable has a negative and significant effect on credit distribution at Bank Jateng KC Banjarnegara for the 2019-2022 period Keywords: Third Party Funds, NPL, Credit Interest Rates, Credit Distribution

Item Type: Thesis (Other)
Additional Information: Abstrak Penyaluran kredit di Bank Jateng KC Banjarnegara Jawa Tengah mengalami kenaikan dari tahun 2020-2022. Setelah pandemi COVID-19 berakhir, NPL mengalami penurunan pada tahun 2022. Pengelolaan yang paling utama dalam perbankan adalah mengelola kegiatan menghimpun dana. Penelitian ini bertujuan untuk mengetahui pengaruh dana pihak ketiga, NPL dan suku bunga kredit terhadap penyaluran kredit. Pengambilan sampel berdasarkan sampel jenuh, yaitu keseluruhan populasi dijadikan sampel. Sehingga di dapatkan sampel merupakan keseluruhan dana pihak ketiga, non performing loan, suku bunga kredit, dan penyaluran kredit oleh Bank Jateng KC Banjarnegara periode tahun 2019-2022. Hasil penelitian ini menunjukkan bahwa: 1) variabel DPK berpengaruh positif dan signifikan terhadap penyaluran kredit pada Bank Jateng KC Banjarnegara periode 2019-2022, 2) variabel NPL berpengaruh negatif tidak signifikan terhadap penyaluran kredit pada Bank Jateng KC Banjarnegara periode 2019-2022 dan 3) variabel suku bunga kredit berpengaruh negatif dan signifikan terhadap penyaluran kredit pada Bank Jateng KC Banjarnegara periode 2019-2022. Kata Kunci: Dana Pihak Ketiga, NPL, Suku Bunga Kredit, Penyaluran Kredit
Uncontrolled Keywords: Dana Pihak Ketiga, NPL, Suku Bunga Kredit, Penyaluran Kredit
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S2
Date Deposited: 29 Apr 2024 01:57
Last Modified: 29 Apr 2024 01:57
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1774

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