Mekanisme Pembiayaan Murabahah di Baitul Maal Wa Tamwil Sejahtera Mandiri

Cahyani, Erika Zunita and Azmi, Fika (2019) Mekanisme Pembiayaan Murabahah di Baitul Maal Wa Tamwil Sejahtera Mandiri. In: Seminar Nasional & Call For Papers “Masterplan Ekonomi Syariah Indonesia 2019 – 2024 Guna Mendukung SDG’s Indonesia 2045”, 30 November 2019, STIE Bank BPD Jateng.

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The purpose of this study was to determine how murabaha financing procedures in BMT Sejahtera Mandiri, and compliance with the DSN MUI fatwa. This type of research is Field Research, by conducting interviews to obtain information from managers, marketing and BMT customers. The results of this study indicate that murabaha financing procedures include submission of requests and negotiations, administrative requirements, customer surveys, financing decisions, purchases of goods carried out by the BMT, and murabahah contracts in accordance with mutual agreement. Murabahah financing at BMT Sejahtera Mandiri in its procedures is not fully in accordance with the MUI Fatwa DSN, because there is still a lack of understanding from some BMT internal parties related to disclosure of cost and benefits that have not been clearly disclosed to customers.

Item Type: Conference or Workshop Item (Paper)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Social Sciences
Depositing User: prosiding stie saf
Date Deposited: 03 Jul 2020 09:59
Last Modified: 03 Jul 2020 09:59

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