Rachmadhanny, Maretha Noer Setya (2012) Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Dalam Pengembalian Kredit Pada PT. BANK jateng Cabang Utama Semarang. Other thesis, STIE Bank BPD Jateng.
![[img]](http://eprints.stiebankbpdjateng.ac.id/style/images/fileicons/text.png) |
Text
M.12.12. MARETHA NOER SETYA RACHMADHANNY.pdf Download (3MB) |
Abstract
Today, credit is being preferred by most people to fulfil for them needs. For Bank Prime Branch Java Semarang most income is derived from lending with higher demand for credit would provide greater benefits for the government but is less advantages because it can not contribute to the development of the economy. The purpose of this study was to determine and analyze the influence of interest rate, credit’s procedure, location, service towards decision customer of credit’s taker. The research was conducted in Central Java Prime Branch Bank Semarang the study period 2009 – 2011. Population performance of this study is the debitor by the number of sample 100 respondents. The sampling method using incidental sampling technique. The researchers used the method of analysis is Multiple Linier Regression, t test, F test, reliability test, validity test and processed using SPSS software 19. The analysis result of study are interest rate and location have significant impact on decision customer of credit’s taker, while credit’s procedur and service don’t have significant impact on decision customer of credit’s taker. There is a simultaneous influence of interest rate, credit’s procedure, location, service against the decision customer of credit’s taker. R² on research is 0,453. This indicates that the major influence of the independent variable is the level of interest rate, credit’s procedure, location, service to the dependent variable Decision customer of Credit’s Taker can be explained by the model equations by 45,3% while the remaining balance of 54,7% is influenced by other factors outside of the study. Would be much better researchers can further examine the what factors affect to decision customer of credit’s taker by adding variables such as inflation, income research, guarantee, interest, useful, competitive conditions, government policy of short term and long term.
| Item Type: | Thesis (Other) |
|---|---|
| Uncontrolled Keywords: | Keputusan nasabah dalam pengambilan kredit, Tingkat Suku Bunga, Prosedur Kredit, Lokasi, Pelayanan |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HB Economic Theory |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Art |
| Depositing User: | Magang Magang Siswa |
| Date Deposited: | 20 Feb 2024 03:01 |
| Last Modified: | 20 Feb 2024 03:01 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1744 |
Actions (login required)
 |
View Item |
