Pengaruh Faktor Rentabilitas, Resiko Kredit dan Pertumbuhan DPK Terhadap Tingkat Likuiditas ( Studi Pada Bank erkreditan Rakyat Di Wilayah Kerja Kota Semarang Periode Desember 2009 – Juni 2011)

Rahmadi, Honne Abror Triwahyu (2012) Pengaruh Faktor Rentabilitas, Resiko Kredit dan Pertumbuhan DPK Terhadap Tingkat Likuiditas ( Studi Pada Bank erkreditan Rakyat Di Wilayah Kerja Kota Semarang Periode Desember 2009 – Juni 2011). Other thesis, STIE Bank BPD Jateng.

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M.06.12 HONNE ABROR T.R 1M081250.pdf

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Abstract

The purposes of thid research is to analyze the influence of Rentabilty Factor, Credit Risk, and Growth of Third Party Fund towards Liquidity level of Rural Bank stands in Semarang. Sample of this research consists of twenthy convensional Rural bank in Semarang. Sensus method or Polling data were used as samples determining method. Using six monthly review of Indonesia Banking Statistic which is released by Bank Indonesia for December 2009 until june 2011 period. The analysis methods are multiple regression and also classical assumption tests such as normality test, autocorrelation test, heteroscedasticity test and ulticolinierity test. During research period show as data research was normally distribusied. Based on autocorrelation test, heteroscedasticity test and multicolinierity test variable digressing of classic assumption has not founded. The result of the research simultantly using F test, show that all of the four independent variables influences significantly towards Loan to Deposit Ratio. Partially variables with t-test like NPL and Growth of Third Party Fund towards Loan to Deposit Ratio with negative and significant result with significant level of 0,000 and 0,013 while ROE variable towards Loan to Deposit Ratio with positive and significant result with significant level of 0,001 and for ROA variable towards Loan to Deposit Ratio with negative but it is not significant because it has significant level of 2 0,322. The coefficient determination (R ) is 0,392 which means 39,2% LDR variation explained by four independent variables abow, whereas 60,8% explained by another variables which is not followed

Item Type: Thesis (Other)
Uncontrolled Keywords: Return on Assets (ROA), Return on Equity (ROE), Non Performing Loan (NPL), Growth of Third Party Fund (DPK) and Loan to Deposit Ratio (LDR)
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HB Economic Theory
H Social Sciences > HJ Public Finance
Divisions: Faculty of Law, Arts and Social Sciences > School of Art
Depositing User: Magang Magang Siswa
Date Deposited: 19 Feb 2024 05:16
Last Modified: 19 Feb 2024 05:16
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1683

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