PENGARUH LOAN to ASSET RATIO, INFLASI DAN BI RATE TERHADAP RETURN ON ASSET (Studi Kasus Pada Perusahaan Perbankan Konvensional Yang Terdaftar di Bursa Efek Indonesia Tahun 2020 -2022)

Nikmah, Mulikhatun (2023) PENGARUH LOAN to ASSET RATIO, INFLASI DAN BI RATE TERHADAP RETURN ON ASSET (Studi Kasus Pada Perusahaan Perbankan Konvensional Yang Terdaftar di Bursa Efek Indonesia Tahun 2020 -2022). Other thesis, STIE Bank BPD Jateng.

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Abstract

The study was conducted to analyze the impact of Loan to Asset Ratio (LAR), inflation, and BI Rate on the return on assets (ROA) of conventional banking institutions. The population of this research consisted of 46 conventional banking institutions. Through purposive sampling method, a sample of 31 conventional banking institutions was selected, meeting the specified criteria, and the analysis period ranged from 2020 to 2022. The quantitative analysis technique employed in this study was multiple linear regression analysis, performed using SPSS version 22 as the data analysis tool. The results of the analysis revealed that LAR had a positive and significant influence on ROA. Additionally, inflation showed a positive and significant effect on ROA, and BI Rate had a positive and significant impact on ROA as well. The coefficient of determination (R-squared) obtained from the analysis was 18.5%, indicating the percentage of variation in ROA that can be explained by the independent variables (LAR, inflation, and BI Rate). Keyword : ROA, LAR, Inflation, Interest Rate

Item Type: Thesis (Other)
Additional Information: Penelitian ini bertujuan untuk menganalisa mengenai dampak Loan to Asset Ratio, inflasi dan BI Rate terhadap nilai return on asset perusahaan. Untuk populasi penelitian ini adalah instansi perbankan konvensional dengan jumlah sebanyak 46 instansi. Setelah dilakukan metode pengambilan sampel yaitu purposive sampling maka didapatkan jumlah sampel yang memenuhi kriteria sebanyak 31 instansi perbankan konvensional dengan periode analisis dari tahun 2020 hingga 2022. Teknik analisis yang dilakukan pada studi ini adalah analisis kuantitatif dengan menggunakan metode analisis regresi linear berganda. Program aplikasi yang digunakan untuk analisis data adalah SPSS versi 22. Dari hasil analisis yang dilakukan diperoleh keterangan bahwa LAR berpengaruh positif dan signifikan terhadap ROA. Inflasi memberikan pengaruh positif dan signifikan terhadap ROA dan BI Rate memberikan pengaruh positif dan signifikan terhadap ROA. Untuk nilai uji koefisien determinasi diperoleh sebesar 18,5 %. Kata Kunci : ROA, LAR, Inflation, Interest Rate
Uncontrolled Keywords: Keyword : ROA, LAR, Inflation, Interest Rate
Subjects: H Social Sciences > HD Industries. Land use. Labor
H Social Sciences > HF Commerce
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S1
Date Deposited: 04 Sep 2023 07:43
Last Modified: 04 Sep 2023 07:43
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1413

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