PERAN BANK DAERAH DALAM UPAYA MEMBANGKITKAN EKONOMI UMKM PADA MASA COVID-19

Vendrian, Ferdy (2023) PERAN BANK DAERAH DALAM UPAYA MEMBANGKITKAN EKONOMI UMKM PADA MASA COVID-19. Other thesis, STIE Bank BPD Jateng.

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Abstract

The role of the Bank in developing MSME is very important, especially regarding capital and financing. MSMEs need support from financial institutions, especially the banking sector. The Covid-19 pandemic has put quite heavy pressure on banks, especially credit risk. Therefore, the researchers conducted a study entitled The Role of Regional Banks in Efforts to Revive the Post-Covid-19 MSME Economy. This type of research is a case study with a qualitative approach using descriptive methods. The research results were obtained through evaluation by comparing the results of interviews, observations and documents as well as drawing conclusions and providing recommendations based on the results of the research. The results of the research show that Bank Jateng is carrying out digital transformation as the first strategy so that Bank Jateng can survive amid the Covid-19 pandemic. The second strategy is to strengthen risk management because during the pandemic, banks were faced with the possibility of credit restructuring. The third is people where employees at Bank Jateng must be literate in technology and some of the efforts that have been made by Bank Jateng.

Item Type:	Thesis (Other)
Additional Information:	Peran Bank dalam pengembangan UMKM sangat penting, terutama mengenai permodalan dan pembiayaan. UMKM membutuhkan dukungan dari lembaga keuangan, khususnya sektor perbankan. Pandemi Covid-19 memberikan tekanan cukup berat bagi perbankan, khususnya risiko kredit. Oleh karena itu, peneliti melakukan penelitian dengan judul Peran Bank Daerah dalam Upaya Membangkitkan Ekonomi UMKM Pasca Covid-19. Jenis penelitian ini adalah studi kasus dengan pendekatan kualitatif menggunakan metode deskriptif. Hasil penelitian diperoleh melalui evaluasi dengan membandingkan hasil wawancara, observasi dan dokumen serta menarik kesimpulan dan memberikan rekomendasi berdasarkan hasil penelitian. Hasil penelitian menunjukkan Bank Jateng melakukan transformasi digital sebagai strategi pertama agar Bank Jateng dapat bertahan di tengah pandemi Covid-19. Strategi kedua adalah memperkuat manajemen risiko karena di masa pandemi perbankan dihadapkan pada kemungkinan restrukturisasi kredit. Ketiga adalah people dimana karyawan di Bank Jateng harus melek teknologi serta beberapa upaya yang telah dilakukan oleh Bank Jateng.
Uncontrolled Keywords:	Regional Banks, MSMEs, Covid-19, Economic Resilience
Subjects:	H Social Sciences > H Social Sciences (General)
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Wisudawan S2
Date Deposited:	04 Jul 2023 02:03
Last Modified:	04 Jul 2023 02:03
URI:	http://eprints.stiebankbpdjateng.ac.id/id/eprint/1122

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