PENGARUH NPF DAN FDR TERHADAP CAR DAN DAMPAKNYA TERHADAP ROA SELAMA PANDEMI COVID 19 PADA PERBANKAN SYARIAH DI INDONESIA

Sucilia, Siska (2023) PENGARUH NPF DAN FDR TERHADAP CAR DAN DAMPAKNYA TERHADAP ROA SELAMA PANDEMI COVID 19 PADA PERBANKAN SYARIAH DI INDONESIA. Other thesis, STIE Bank BPD Jateng.

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Abstract

Bank Indonesia's (BI) efforts in responding to the Covid-19 pandemic are carrying out risk mitigation policies by providing regulatory stimulus to maintain banking system stability in the form of financing relaxation policies or relief in customer financing installments. This research was conducted with the intention of knowing broadly about the direct and indirect effects of the independent Variabels and the dependent Variabel through mediating Variabels. This research is a type of exploratory research using non-probability sampling technique, namely purposive sampling technique. The number of samples used was 40 data from Islamic banking companies that published financial reports for the 2017-2021 period. Statistical testing of research data uses path analysis. The results of this study indicate that NPF has a negative effect on ROA, FDR has no effect on ROA, CAR is unable to mediate the relationship between the influence of NPF on ROA and CAR is unable to mediate the relationship between the influence of FDR on ROA.

Item Type: Thesis (Other)
Additional Information: Upaya Bank Indonesia (BI) dalam menyikapi pandemi covid-19 ini yaitu melakukan kebijakan mitigasi risiko dengan cara memberikan stimulus regulasi untuk menjaga stabilitas sistem perbankan berupa kebijakan relaksasi pembiayaan atau keringanan dalam angsuran pembiayaan nasabah. Penelitian ini dilakukan dengan maksud mengetahui secara luas tentang pengaruh langsung dan tidak langsung variabel bebas dan variabel terikat melalui variabel mediasi. Penelitian ini termasuk jenis penelitian eksploratif menggunakan teknik sampling non-probability sampling yaitu teknik purposive sampling. Jumlah sampel yang digunakan sebanyak 40data Perusahaan perbankan syariah yang menerbitkan laporan keuangan periode 2017-2021.Pengujian statistic data penelitian menggunakan path analisis. Hasil penelitian ini menunjukkan bahwa NPF berpengaruh negatif terhadap ROA, FDR tidak berpengaruh terhadap ROA, CAR tidak mampu memediasi hubungan pengaruh NPF terhadap ROA dan CAR tidak mampu memediasi hubungan pengaruh FDR terhadap ROA.
Uncontrolled Keywords: NPF, FDR, CAR, ROA
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S1
Date Deposited: 04 Jul 2023 02:01
Last Modified: 04 Jul 2023 02:01
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1086

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