Syaraj Kamala, Enma (2023) PENGARUH MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2018-2022. Other thesis, STIE Bank BPD Jateng.
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Abstract
This study was submitted to to empirically test the effect of inflation, interest rates, Gross Domestic Product (GDP), and Industrial Production Index (IPI) on Non Perfoming Financing at Islamic Commercial Banks in Indonesia registered with the Financial Services Authority for the period 2018-2021. The population in this study were 15 Islamic Commercial Banks registered with the OJK and those included in the research criteria were 13 samples of Islamic Commercial Banks registered with the OJK for the period 2018-2021. The data used is annual data obtained from the official website of the Financial Services Authority and the Central Bureau of Statistics. The method used is a quantitative approach with purposive sampling as a determinant of the sample of this study. The research data was analyzed by multiple linear regression using the SPSS software application. Based on the results of the t (partial) test, it can be concluded that the results of the research that have been carried out, namely inflation, interest rates, GDP, and IPI have no effect on Non Perfoming Financing in Indonesia because the higher the growth rate of Inflation, GDP, Interest Rates, and IPI, the higher the level of Non Perfoming Financing and vice versa
| Item Type: | Thesis (Other) |
|---|---|
| Additional Information: | Penelitian ini diajukan bertujuan untuk menguji secara empiris pengaruh dari inflasi, suku bunga, Gross Domestic Product (GDP), dan Industrial Production Index (IPI) terhadap Pembiayaan Bermasalah pada Bank Umum Syariah di Indonesia yang terdaftar pada Otoritas Jasa Keuangan periode tahun 2018-2021. Populasi dalam penelitian ini sebanyak 15 Bank Umum Syariah yang terdaftar di OJK dan yang termasuk dalam kriteria penelitian sebanyak 13 sampel Bank Umum Syariah yang terdaftar pada OJK periode tahun 2018-2021. Data yang digunakan adalah data tahunan yang diperoleh dari web resmi Otoritas Jasa Keuangan dan Badan Pusat Statistik. Metode yang digunakan adalah pendekatan kuantitatif dengan purposive sampling sebagai penentu sampel penelitian ini. Data penelitian dianalisis dengan regresi linier berganda dengan menggunakan aplikasi software SPSS. Berdasarkan hasil uji t (parsial) dapat disimpulkan bahwa hasil penelitian yang telah dilakukan yakni inflasi, suku bunga, GDP, dan IPI tidak berpengaruh terhadap Pembiayaan Bermasalah di Indonesia dikarenakan semakin tinggi tingkat pertumbuhan Inflasi, GDP, Suku bunga, dan IPI semakin tinggi pula tingkat Pembiayaan Bermasalah, begitupun sebaliknya |
| Uncontrolled Keywords: | Non Performing Financing, Inflation, GDP, Interest Rates, IPI. |
| Subjects: | H Social Sciences > H Social Sciences (General) |
| Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
| Depositing User: | Wisudawan S1 |
| Date Deposited: | 04 Jul 2023 01:59 |
| Last Modified: | 04 Jul 2023 01:59 |
| URI: | http://eprints.stiebankbpdjateng.ac.id/id/eprint/1043 |
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