FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT EFISIENSI BANK DI MASA PANDEMI COVID-19

Ayu Risqi Istiqomah, Dinda (2023) FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT EFISIENSI BANK DI MASA PANDEMI COVID-19. Other thesis, STIE Bank BPD Jateng.

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Abstract

High efficiency can be the main pillar of bank health. The aim is to re-examine the effect of CAR, NPL, LDR and Company Size on Efficiency Levels. Conventional commercial banks registered on the IDX in 2019 - 2021 are the population used in this study with a total population of 41, a sample size of 40 and there is 1 bank that does not publish annual reports on its website. Thus, the sample data used is 3 x 40 = 120 data. Samples were taken using purposive sampling technique, this type of research is secondary and uses quantitative data. This study uses Data Envelopment Analysis (DEA). Based on the simultaneous results (test statistic f) shows the results on CAR, LDR, and Firm Size have a significant effect on Efficiency. Meanwhile, NPL shows results that have no significant effect on efficiency. Partially (t statistical test), namely CAR has a positive effect on the level of bank efficiency. NPL has a negative effect on the level of bank efficiency. LDR has a positive effect on the level of bank efficiency. Firm size has a positive effect on bank efficiency.

Item Type: Thesis (Other)
Additional Information: Efisiensi tinggi bisa menjadi penopang utama kesehatan bank. Tujuannya untuk menguji kembali dari pengaruh CAR, NPL, LDR dan Ukuran Perusahaan terhadap Tingkat Efisiensi. Bank umum konvensional terdaftar di BEI tahun 2019 – 2021 merupakan populasi yang digunakan dalam penelitian ini dengan jumlah populasi 41, jumlah sampel 40 dan ada 1 bank yang tidak mempublikasikan laporan tahunan di website. Dengan demikian, data sampel yang digunakan sebanyak 3 x 40 = 120 data. Sampel yang diambil dengan menggunakan teknik purposive sampling, jenis penelitian ini bersifat sekunder dan menggunakan data kuantitatif. Penelitian ini memakai analisis Data Envelopment Analysis (DEA). Berdasarkan hasil simultan (uji statistik f) memperlihatkan hasil pada CAR, LDR, dan Ukuran Perusahaan berpengaruh signifikan terhadap Efisiensi. Sementara itu, NPL menunjukkan hasil yang tidak berpengaruh signifikan terhadap Efisiensi. Secara persial (uji statistik t) yaitu CAR berpengaruh positif terhadap tingkat efisiensi bank. NPL berpengaruh negatif terhadap tingkat efisiensi bank. LDR berpengaruh positif terhadap tingkat efisiensi bank. Ukuran Perusahaan berpengaruh positif terhadap efisiensi bank.
Uncontrolled Keywords: Capital Adequacy Ratio, Non Performing Loan, Loan To Deposit Ratio, Company Size, Efficiency
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Wisudawan S1
Date Deposited: 04 Jul 2023 01:58
Last Modified: 04 Jul 2023 01:58
URI: http://eprints.stiebankbpdjateng.ac.id/id/eprint/1039

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