FAKTOR – FAKTOR YANG MEMPENGARUHI RISIKO LIKUIDITAS PERBANKAN (Studi Perbandingan Bank Umum Konvensional Dan Bank Umum Syariah Di Indonesia Tahun 2020 – 2022)

Kurniaridho Handoko, Aryasena (2023) FAKTOR – FAKTOR YANG MEMPENGARUHI RISIKO LIKUIDITAS PERBANKAN (Studi Perbandingan Bank Umum Konvensional Dan Bank Umum Syariah Di Indonesia Tahun 2020 – 2022). Other thesis, STIE Bank BPD Jateng.

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Abstract

This study aims to identify and analyze the factors that affect banking liquidity risk. The population used in this study includes 8 Islamic banks and 35 conventional banks registered with the OJK. The results showed that Inflation does not affect the liquidity risk of conventional banks, Inflation does not affect the liquidity risk of Islamic banks, Gross Domestic Product (GDP) has a significant negative effect on the liquidity risk of conventional banks, Gross Domestic Product (GDP) has a significant negative effect on the liquidity risk of Islamic banks , Financial crisis has no effect on the liquidity risk of conventional banks, Financial crisis has no effect on the liquidity risk of Islamic banks, Credit risk has a significant positive effect on the liquidity risk of conventional banks, Credit risk has no effect on the liquidity risk of Islamic banks , Capital Adequacy Ratio ( CAR) does not affect the liquidity risk of conventional banks, the Capital Adequacy Ratio (CAR) does not affect the liquidity risk of Islamic banks, Return On Equity (ROE) does not affect the liquidity risk of conventional banks, Return On Equity (ROE) does not affect the liquidity risk of Islamic banks , The size of the bank has no effect on the liquidity risk of conventional banks while the size of the bank has a significant positive effect on the liquidity risk of Islamic banks.

Item Type:	Thesis (Other)
Additional Information:	Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis factor-faktor yang mepengaruhi risiko likuiditas perbankan. Populasi yang digunakan dalam penelitian ini meliputi 8 bank syariah dan 35 bank konvensional yang terdaftar di OJK. Hasil penelitian menunjukkan bahwa Inflasi tidak berpengaruh terhadap risiko likuiditas bank konvensional, Inflasi tidak berpengaruh terhadap risiko likuiditas bank syariah, Produk Domestik Bruto (PDB) berpengaruh negatif signifikan terhadap risiko likuiditas bank konvensional, Produk Domestik Bruto (PDB) berpengaruh negatif signifikan terhadap risiko likuiditas bank syariah, Krisis keuangan tidak berpengaruh terhadap risiko likuiditas bank konvensional, Krisis keuangan tidak berpengaruh terhadap risiko likuiditas bank syariah, Risiko kredit berpengaruh positif signifikan terhadap risiko likuiditas bank konvensional, Risiko kredit tidak berpengaruh terhadap risiko likuiditas bank syariah, Capital Adequacy Ratio (CAR) tidak berpengaruh terhadap risiko likuiditas bank konvensional, Capital Adequacy Ratio (CAR) tidak berpengaruh terhadap risiko likuiditas bank syariah, Return On Equity (ROE) tidak berpengaruh terhadap risiko likuiditas bank konvensional, Return On Equity (ROE) tidak berpengaruh terhadap risiko likuiditas bank syariah, Ukuran bank tidak berpengaruh terhadap risiko likuiditas bank konvensional sedangkan Ukuran bank berpengaruh positif signifikan terhadap risiko likuiditas bank syariah.
Uncontrolled Keywords:	Risk Liquidity, inflation, GDP, Financial Crisis, Credit Risk, CAR, ROE, Company Size.
Subjects:	H Social Sciences > H Social Sciences (General)
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Wisudawan S1
Date Deposited:	04 Jul 2023 01:57
Last Modified:	04 Jul 2023 01:57
URI:	http://eprints.stiebankbpdjateng.ac.id/id/eprint/1025

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